Vertex PT Columbia SC: Section 127 Educational Assistance for PTs

At Vertex, we know that student loans are one of the biggest financial challenges facing physical therapists today. If you are a PT in Columbia, SC, those loan payments can add stress to your career. That is why we are offering a new benefit for our full-time PTs: educational assistance under Section 127 of the Internal Revenue Code.

What Is Section 127?

Section 127 allows employers to provide up to $5,250 per year in educational assistance benefits that are excluded from taxable income. This means you can reallocate a portion of your salary toward eligible educational expenses, including student loan repayment, and that portion is not treated as taxable income.

This does not mean we pay off your loans for you. You will still make your regular student loan payments. The difference is that you are doing so in a tax-advantaged way, which helps you keep more of your paycheck instead of sending it to the government.

How It Works at Vertex PT

• Eligibility: Full-time physical therapists at Vertex PT in Columbia, SC are eligible for Section 127 educational assistance.

• What It Covers: Includes student loan repayment assistance as part of the educational assistance benefit.

• Tax Benefit: Amounts applied under Section 127 are excluded from taxable income.

• Your Role: You continue making your payments, but with the added benefit of paying less tax on that portion of your salary.

Why It Matters

We started Vertex PT to be more than just another physical therapy clinic. Our mission is to provide excellent patient care while building a workplace that supports our team’s growth and financial stability.

By offering Section 127 educational assistance, we are giving our PTs a way to reduce the tax burden that comes with student loan payments. It is not a handout. It is a benefit that helps you keep more of what you have already earned.

Ready to Join the Team?

If you are a licensed physical therapist looking for a clinic in Columbia, SC that invests in both patient care and employee well-being, we would love to hear from you. Send your resume to info@vertexpt.com.